Questions to Ask Before Buying Home

Buying a home is one of life’s biggest decisions—especially in a fast-paced, high-value market like Dubai. While the skyline dazzles with luxurious options, smart homebuyers must pause and ask the right questions before signing the dotted line. This crucial step helps avoid financial setbacks, legal entanglements, and long-term regrets.

Let’s face it—emotions run high during property tours. That’s why it’s essential to walk in with a checklist of laser-focused questions that turn you into a savvy buyer rather than a rushed dreamer.

Whether you’re a first-time buyer or a seasoned investor, here are 10 powerful questions you need to ask before buying a home in Dubai.

Is the Developer Reputable and RERA-Registered?

The first question you must ask is about the developer’s credibility. Dubai’s real estate market has matured, yet some players cut corners. Ensure the developer is registered with RERA (Real Estate Regulatory Agency) and has a solid track record of timely delivery and quality.

Ask:

How many projects have they delivered?
Are there complaints or legal cases filed against them?
Can I visit their past developments?

Tip: Use Dubai Land Department’s portal to verify the developer’s license.

What Is the Total Cost Involved—Beyond Just the Sale Price?

Most buyers look at the property price and forget to consider hidden costs such as:

DLD (Dubai Land Department) fees
Agency commissions
Service charges (annual)
Mortgage processing and registration fees
Maintenance costs and utilities

Always ask for a breakdown of the “all-in” cost to avoid budget shocks later.

Is the Property Freehold or Leasehold?

Dubai allows foreign ownership in designated zones. However, ownership types vary:

Freehold: You own the property and the land indefinitely.
Leasehold: You own the property for a limited period (usually 99 years).

Ask the agent: “Is this a freehold unit and what are my ownership rights?”

What Is the Current Market Value and Price Trend in the Area?

Don’t just trust a price tag. Do your homework. Research the historical and current price trends of the neighborhood.

Ask:

“What is the price per square foot in this area?”
“How has it changed over the past 3 years?”
“What developments are upcoming nearby that could affect value?”

Sites like Bayut, Property Finder, and DXBInteract can provide this insight.

Are There Any Outstanding Liabilities or Disputes on the Property?

Always request a No Objection Certificate (NOC) and ensure there are no:

Pending mortgages
Legal disputes
Outstanding service charges

This protects you from inheriting the seller’s problems.

What Are the Community Rules and Service Charges?

Each community has its own HOA (Homeowners Association) with unique rules and annual charges.

Ask:

“What are the service charges per sq. ft?”
“Are pets allowed?”
“What amenities are included in the charges?”

Knowing this ensures your lifestyle expectations align with community policies.

Is the Property ROI-Friendly or Better for End-Use?

If you’re buying for investment, ask:

“What is the rental yield?”
“How long does it take to rent out similar units?”

If it’s for personal use, ask:

“Is this area family-friendly?”
“How is the commute to work or school?”

Has the Property Been Inspected or Snagged?

Snagging is crucial, especially for off-plan and recently completed homes. It highlights:

Structural defects
Electrical issues
Paint or plumbing inconsistencies

Hire a third-party inspector, even if the seller insists “everything is perfect.”

What Is the Payment Plan and Penalty Structure?

Off-plan properties usually come with staggered payments. Ask:

“Is it a post-handover plan?”
“What happens if I miss a payment?”
“Are there penalties for early repayment?”

Don’t assume. Confirm the payment structure in writing.

What Documents Will I Need to Finalize the Purchase?

A legit sale involves paperwork:

Passport and visa copies
Proof of funds or mortgage pre-approval
Signed Form F (contract)
NOC from the developer
Title deed (post-handover)

Ask for a full documentation checklist from your agent or legal advisor.

Frequently Asked Questions

Is it better to buy off-plan or ready property in Dubai?
Off-plan is cheaper but riskier. Ready properties offer instant ROI and visibility. Choose based on your financial risk appetite.

Do I need to be a UAE resident to buy property in Dubai?
No. Foreigners can buy freehold properties in designated zones without UAE residency.

What is Ejari and why is it important?
Ejari is the official tenancy contract registration. If you plan to lease the property, it’s mandatory.

Can I get a UAE residency visa by buying property?
Yes. Property worth AED 750,000 or more qualifies you for a 3-year investor visa (subject to approval).

What’s the average ROI in Dubai?
It ranges from 5% to 8% annually, depending on the area, property type, and market cycle.

Is hiring a real estate agent mandatory in Dubai?
Not mandatory, but highly recommended. Choose a RERA-licensed agent to avoid scams and ensure legal compliance.

Conclusion

Buying a home in Dubai can be your best decision—or your most costly one. The difference lies in asking the right questions at the right time. From legal clearances to lifestyle fit, every angle deserves attention.

So, before you say “yes” to the address, say “yes” to clarity, legality, and informed choices. Make sure your new home doesn’t just look great—but also checks every box.